Credit Risk, Redefined

About DirectID

DirectID is a truly Global FinTech. Connecting you to your customers through Bank Data we are revolutionising and redefining the Credit Risk Lifecycle.

DirectID is a Global Credit Risk Platform that is redefining the industry for both lenders and their consumers by leveraging your customers real-time bank data. Our platform leverages Open Finance and bank statement data to help you understand your customers throughout the credit risk lifecycle from onboarding through to collections & recoveries. Using DID’s platform our customers have increased conversion (~45% increase), reduced costs through faster decisioning (days to seconds), decreased fraud rates (~7.5%) while providing the end-users with the convenience they demand. Today DirectID powers some of the worlds biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others.

As your Trusted Partner, our focus is to deliver value from bank data, to understand your challenges and provide the support you need, when you need it. DirectID’s Platform provides global access to bank data through over 13,000+ connections across 65 countries supporting access to over 1.5bn people through one simple integration. Our Insights provide solutions to common lending questions such as affordability, income verification, expense categorisation, cash flow, emerging financial distress and more all available directly or through the Platform itself. The business is authorised by the FCA to provide AISP (Account Information Service Provider) services.

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