Plaid is the world’s leading Open Banking platform. We use our global network and local expertise, so your customers can see their financial data and make payments from your app.

We have a single API. But we don’t believe in one-size-fits-all. We bring together the technology of AIS (Account Information Services) and PIS (Payment Initiation Services) so you can create the payments journey your business needs.

Identity: Verify users’ identities and reduce fraud Auth: Verify users' account and sort codes