Mojo Mortgages use case

Using Open Banking for mortgage applications

About Mojo Mortgages

Mojo is a free online mortgage broker. It uses cutting-edge tech and expert in-house advisers to make getting a mortgage feel less like the 1980s and more like the 21st Century.

What's the Open Banking use case?

Mojo Mortgages has launched the MortgageScore™, a market-first service for thousands of first-time buyers who want to get on the property ladder. The MortgageScore™, powered by Open Banking data, will bring transparency and openness to a secret market. It will provide future customers with all the insight they need to get mortgage ready. It’s an evolution of the typical ‘credit score’ and combines credit and employment history, spending habits, deposit saved and income to provide users with an individual score for them. It will clearly show how your score is calculated, where it’s good and where it’s not, and will then give guidance on how to improve the score.

Mojo Mortgages is powered by Credit Kudos

Mojo Mortgages app screenshots

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